There are four tabs when you open the application. The first is the Income tab, where you enter in your income amounts, the frequency of your pay rate (hourly, weekly, bi-weekly, semi-monthly, or monthly), tax percentage, bonus amount, bonus taxes, and any overtime hours along with how much your overtime is worth (0.5x - 3.0x). When adding or editing an income item, you may also enter any pre-tax and post-tax deductions (health insurance, 401(k)) that are removed from your paycheck each pay period.

The second tab is for Expenses, where you enter in all of your monthly expenses, how much they cost, and what day they're due (optional). Shp Finance automatically calculates how much (in percentage) of your monthly net pay is used by each expense.

In the third tab, you can manually keep track of your ledger in your checking account by adding your credits and debits. Selecting Credit (+) will automatically give you a list of your income sources to auto-fill the amounts, and selecting Debit (-) will give you your expenses.

The fourth and final tab is the Wallet tab. Here, you can store your personal information including credit card numbers, account numbers, logins for websites, SSN, and any other personal data you'd like to keep on hand. All the information is encrypted in the file, so people can not see your data. Password protection is recommended for files with this data.

There are options to password protect your files, notify you of upcoming expenses when a profile is loaded, an option to open your last opened profile when the program loads, save your files in a backup location, and a few more. All information is saved in MBF files, so you can create multiple profiles if you wish, or have a different file for each month!

System Requirements:
- Windows Mobile 6.5, 6.1, 6, 5, Pocket PC 2003.
- VGA, QVGA, WVGA, WQVGA, QVGA Square.
- .NET CF v2.0+.

Current devices tested on and confirmed working:
HTC Touch Pro 2, HTC Touch Pro (WM6.1 Pro) VGA, HTC Touch/Vogue (QVGA), WM6.0 Pro/Classic Emulator QVGA/WQVGA/Square, Pocket PC 2003 Emulator QVGA.

Screenshots:



If you like this project, please consider donate to the developer.

Update Description:
v2.50 (02-11-2009):
- [FIX] Auto-column width in lists on WM6.5 fixed.
- [FIX] Editing "Other" deductions now loads edit window properly with "Other".
- [ADD] Password protection is now per-file based (File>Settings>Password).
- [ADD] Backup save location option available.
- [ADD] Preview for list font sizes in options.
- [ADD] Calc button when adding/editing income to auto-calculate tax based on net paycheck amt.
- [ADD] Website on About window.
- [ADD] Post-Tax Deductions.
- [ADD] New deduction default sources.
- [CHG] Adding a credit in ledger auto-calculates minus deductions (if same pay frequency).
- [CHG] Deductions now added and edited in each income source separately.
- [CHG] Modified menu structure.
- [CHG] Changed verbiage in a few spots.
- [CHG] Modified overall layout to better utilize bigger screens (i.e. WVGA).
- [CHG] Resized tabs throughout program for better finger pressing.
- [CHG] Moved Expense totals and disposable income from old Budget tab to Expense tab.
- [CHG] Renamed Income and Expense tabs to their full names again.
- [DEL] Removed income totals from budget tab, as well as budget tab itself.
- [DEL] Removed Exporting to Text option. I'll add something better later.

v2.41 (05-08-2009):
- [CHG] Tax percentage now up to 3 digits (ex. 12.345%).
- [FIX] Taxed income more accurate, old formula was flawed.
- [FIX] Multi-region currency support, tested and working.
- [FIX] Bug opening MBF file with only ledger/wallet data.

v2.40 (08-04-2009):
- [DEL] CAB file no longer sets up registry entries for settings. After this version, new installs will keep settings.
- [CHG] Tax percentage now manually entered (rounds to 2 digits).
- [FIX] Bug when exiting with X with unsaved changes & canceling.
- [FIX] Bug with due date from last opened expense sticking when editing other expense.